| 4-star-Europe-insurance-package (trips up to EUR 250,- ) |
from 19,00 EUR
excl. |
Product No.: 08354
Print product data sheet
| Shipping time: |
2-3 days for confirmation/invoice |
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1) Insurance cover for withdrawal from the trip
This insurance covers the withdrawal from the booked trip and compensates your cancellation costs if you cannot take part in the trip due to an insured happening
Insurance protection is granted in the following cases:
- accident, unexpected illness or death
- new job and the trial period lies within the insured time of travel
- pupils or students: a resit lies within the insured time of travel
- accident, unexpected illness or indigestible vaccination of a dog that has been announced for the trip
- job dismissal and new job recruitment after a time of unemployment
- indigestible vaccination
- pregnancy
- considerable damage of the property of an insured person due to fire, elemental events or criminal offences of third persons
- unexpected conscription, reserve duty training or alternative military service
Important notice:
In all the above-mentioned cases, 20 % of the cancellation fees (or at least 25,- Euro per person) will have to be carried by the insured person, unless the insurance case is caused by "death" (in this case the insurance company will compensate 100 % of the cancellation fees).
2) Holiday guarantee (insured break-off from the trip)
Services in case of premature break-off from the trip
If you will have to detract from the trip due to an insured reason within the first half of the trip, but within the first 8 days at the latest, the insurance will compensate the whole travel amount - less 20% which you will have to pay on your own. If you detract from the trip after 8 days due to an insured reason, compensation will be done for the travel services you did not claim since then - less 20 % which you will have to pay on your own.
Services in case of interruption of the trip
If you will have to interrupt your trip due to an insured reason, compensation will be done for the travel services you did not claim during the interruption - less 20 % which you will have to pay on your own.
Services in case of a delayed trip back home due to an insured reason
a) compensation for the extra costs that will be invoiced for an extended stay due to inability of transportation up to a maximum of 2.500,- Euro and a maximum of 10 days
b) compensation for the extra costs that will be invoiced for the trip back home
c) compensation for the extra costs that will be invoiced for an extended stay and additional costs for the trip back home due to elemental events at the holiday resort up to a maximum of 5.000,- Euro
Important notice:
In all the above-mentioned cases, 20 % of the fees (or at least 25,- Euro per person) will have to be carried by the insured person, unless the insurance case is caused by "death" (in this case the insurance company will compensate 100 % of the cancellation fees).
3) Emergency insurance
due to illness / accident
- compensation for the costs of searching or rescuing the insured person due to accident up to 5.000,- Euro
due to in-patient treatment
- advance payment towards the hospital and settlement of the hospital costs with the health insurer - loan up to 15.000,- Euro
- organization and takeover of the transportation costs for the round trip of a person to the sickbed who is close to the insured person, if the hospital stay lasts longer than 5 days and has not yet finished - 100 %
due to death
- organization and takeover of the transfer of the deceased person from abroad or funeral abroad - 100 %
due to trip break-off / delayed travel back home / care of under age children who are travelling
- organization and takeover of the extra costs for the trip back home - loan 100 %
- organization and takeover for care of an under age child, if all the persons in charge of care cannot end the trip according to plan due to death, serious accident or unexpected serious illness
bicycle protection
- help and takeover of costs due to a breakdown up to 75 ,- Euro
- organization and takeover of the transportation costs due to theft of the bicycle up to 250,- Euro
due to loss of means of travellers payment
- help and support to get contact with the bank of the insured person
- help and support with the money transfer from the bank to the insured person
- possible advance cash payment - loan up to 1.500,- Euro
due to measures of prosecution
-help and support in getting a lawyer / interpreter
- advance payment for costs of court, lawyer or interpreter - loan up to 3.000,- Euro
- at threat of custody lay out of putting a bail - loan up to 13.000 Euro
4) Travel accident insurance
insurance amount:
- in case of death 20.000,- Euro (under age children before the 18th birthday 5.000,- euro)
- in case of disability up to 40.000,- Euro
- for rescue costs up to 5.000,- Euro
- for cosmetic surgery up to 5.000,- Euro
5) Luggage insurance
insurance amount:
- for single persons 2.000,- Euro
- for families 4.000,- Euro
- no self-percentage to pay
Insured dangers and damages:
- for checked-in luggage or taking luggage in safe keeping of a third person
- if a transportation company cannot deliver luggage in time
- during the rest of the travel period if luggage is lost, destroyed or damaged due to the following cases:
a) criminal offences of third persons. This means theft, burglary, robbery, rapacious blackmail and wilful damage to property
b) accident of a means of transport (e.g. traffic accidents)
c) fire, lightning, explosion, storm, flooding, landslide, earthquake, avalanches
car travel protection (when travelling in a private car)
- help and takeover of towing costs after an accident or breakdown up to 300,- Euro
- takeover of additional travel costs up to 2.500,- Euro
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